What is pet health insurance?
Pet insurance is medical insurance that?s designed specifically for dogs or cats. Generally, it works like other types of medical insurance, with premiums and deductibles. Some plans also have co-pays and cap limits on how much can be paid out annually. Coverage can be tailored for diverse types of dogs and cats, depending on their age (puppies, kittens or senior pets) and whether they live indoors or outdoors. Some policies cover all types of veterinary care, including checkups, immunizations, and flea control. Others, cover only accidents and illnesses, requiring x-rays, medications, surgeries, hospitalization, MRI/CAT scans, chemotherapy, and more.
Why should I consider pet health insurance?
As veterinary fees keep increasing, dog insurance or cat insurance can reduce the financial danger of caring for your canine, especially if a greater problem or illness occurs. You can avoid costly out-of-pocket medical expenses and perhaps having to euthanize your pet. It?s also very affordable. Although plans differ in expense and magnitude of coverage, they generally run about $25 per month or less. Obtain coverage for a broad variety of accidents (burns, cuts, bone fractures, car accidents) and illnesses such as hip dysplasia, diabetes, and cancer.
What are the benefits of pet health insurance?
Dog insurance policies from independent providers are often more affordable than veterinarian investment programs, which charge high-interest rates. Frequently cat insurance coverage will reimburse for preventative and emergency care, including shots, spaying, dental cleaning, lab tests, X-rays, surgery, and hospitalization. Most pet insurance companies insure for the life of your pet, and promote natural pet health.
How pet health insurance works?
Policyholders usually settle their vet bill and then file claims for reimbursement. Most pet insurance coverage provides for accidents and sudden illness, but somtimes wellness care, such as tick and flea control and heartworm immunizations may not be covered. Most plans have coverage maximums for particular procedures, typically between $1,500 and $4,000 per incident. Though pets of any age usually can be covered, insurance premiums are often adjusted and can be more for senior pets.
Having pet health insurance opens quite a few more treatment options for quality pet care. Discover the benefits of health insurance for dogs, puppies, cats, kittens and senior pets today!
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Source: http://dog.petsgo.org/dog-insurance-the-benefits-of-pet-health-insurance/
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